Terms and Conditions of Service

Introduction to Our Service Terms

These terms and conditions govern your use of avunavotevua's financial planning services and website, establishing the legal framework for our professional relationship.

By using our services or website, you acknowledge that you have read, understood, and agree to be bound by these terms.

Important Definitions

For clarity, the following terms have specific meanings throughout this agreement:

• "Services" refers to our financial planning consultations, analytical reviews, and related advice provided through our subscription model
• "Client" or "you" means any individual or entity that uses our services or accesses our website
• "Agreement" means these terms and conditions, along with any additional service agreements or policies referenced herein
• "Personal Information" includes any data that can identify you individually, as detailed in our privacy policy

Using Our Services Responsibly

Our financial planning services are designed to provide professional consultation and guidance to help you make informed financial decisions.

Service Eligibility Requirements

You must be at least 18 years old and legally capable of entering into binding agreements to use our services.

18+ only

Your Account Responsibilities

You are responsible for maintaining the confidentiality of any account information and for all activities that occur under your account.

Acceptable Use Guidelines

To maintain a professional environment for all clients, you agree not to engage in the following activities:

Intellectual Property Rights

All content, methodologies, and materials provided through our services remain the intellectual property of avunavotevua Financial Planning Services.

Our website content, analytical frameworks, and consultation materials are protected by Australian copyright law and international treaties.

Privacy and Data Handling

We are committed to protecting your privacy and handling your personal information in accordance with Australian privacy laws.

Information about our data collection and use practices is detailed in our comprehensive privacy policy.

Service Disclaimers and Limitations

Our services are provided "as is" without warranties of any kind, either express or implied, regarding specific outcomes or results.

While we strive for accuracy and quality, we cannot guarantee that our services will meet all your expectations or achieve specific financial goals.

Limitation of Liability

Our liability for any damages arising from your use of our services is limited to the maximum extent permitted by Australian law.

We are not liable for any indirect, incidental, special, or consequential damages resulting from your use of our services.

Our maximum liability shall not exceed the total amount paid by you for services in the twelve months preceding any claim.

Client Indemnification

You agree to indemnify and hold harmless avunavotevua Financial Planning Services from any claims, damages, or expenses arising from your breach of these terms.

Resolving Disputes

We prefer to resolve any disagreements through direct communication, but formal dispute resolution procedures are available when needed.

Service Termination

Either party may terminate this agreement at any time with reasonable notice, subject to completion of any ongoing consultation commitments.

Upon termination, your access to our services will cease, but confidentiality obligations and limitation of liability provisions will survive.

Applicable Laws

These terms are governed by the laws of Australia and the specific state or territory where our services are provided.

Any legal proceedings related to these terms shall be subject to the exclusive jurisdiction of Australian courts.

Modifications to These Terms

We may update these terms periodically to reflect changes in our services, legal requirements, or business practices.

Continued use of our services after any modifications constitutes your acceptance of the updated terms.

Severability of Provisions

If any provision of these terms is found to be unenforceable, the remaining provisions shall continue to be valid and enforceable.

Complete Agreement

These terms, together with our privacy policy and any additional service agreements, constitute the complete agreement between you and avunavotevua Financial Planning Services.

Questions About These Terms

If you have questions about these terms or need clarification about any provisions, contact us at contact@avunavotevua.world or +61-796-883-107.