Important Disclaimers and Legal Information

General Information Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as professional financial advice tailored to your specific circumstances.

This website aims to provide helpful insights about financial planning concepts, but every individual's situation is unique and requires personalized consideration.

Information Accuracy and Completeness

While we strive to ensure all information presented is accurate and up-to-date, we cannot guarantee the completeness or accuracy of all content at all times.

Financial markets, regulations, and economic conditions change rapidly, and information that was accurate at publication may become outdated.

Limitation of Liability

By using this website and our services, you acknowledge and agree that our liability is limited in the following ways:

• We are not liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or our services.
• We do not accept responsibility for any financial losses resulting from decisions made based on information provided on this website.
• Our maximum liability, if any, shall not exceed the total amount paid by you for our services in the preceding twelve months.
• We are not responsible for any technical issues, website downtime, or data transmission errors that may affect your use of our services.

Professional Financial Advice Notice

The content on this website does not constitute professional financial advice and should not be relied upon as such for making important financial decisions.

External Links and Third-Party Content

Our website may contain links to external websites and third-party resources that are not under our control or operated by us.

We do not endorse, verify, or take responsibility for the content, accuracy, or practices of any external websites or third-party services linked from our site.

Use at Your Own Risk

Your use of this website and any decisions made based on the information provided are entirely at your own risk and discretion.

• You acknowledge that financial planning involves inherent risks and uncertainties that cannot be eliminated entirely.
• You understand that market conditions and personal circumstances can change unpredictably, affecting any financial strategies discussed.
• You accept full responsibility for evaluating the suitability of any information or suggestions provided through our services.

Results and Outcomes Disclaimer

Financial planning outcomes depend on numerous factors beyond our control, including market conditions, economic changes, and individual circumstances.

User Indemnification

You agree to indemnify and hold harmless avunavotevua, its officers, employees, and affiliates from any claims, damages, or expenses arising from your use of our website or services.

This indemnification includes but is not limited to legal fees, court costs, and any damages resulting from your breach of these terms or misuse of our services.

Governing Law and Jurisdiction

These disclaimers and your use of our website are governed by the laws of Australia and the specific state or territory where our services are provided.

Any disputes arising from your use of this website or our services shall be subject to the exclusive jurisdiction of Australian courts.

We encourage resolving any concerns through direct communication before pursuing formal dispute resolution procedures.

Severability of Terms

If any provision of this disclaimer is found to be unenforceable or invalid, the remaining provisions shall continue to be valid and enforceable to the fullest extent permitted by law.

Modifications to Disclaimer

We reserve the right to modify or update this disclaimer at any time without prior notice to reflect changes in our services or legal requirements.

Continued use of our website after any modifications constitutes your acceptance of the updated disclaimer terms.

Contact Information for Legal Matters

If you have questions about this disclaimer or need clarification on any legal matters related to our services, please contact us using the information below: